Über den Autor
Jing Jian Xiao, Ph.D., is Professor of Consumer Economics at the University of Rhode Island. This book was developd when he was the Take Charge America Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona in 2005-07. He is the Editor-in-Chief of Journal of Family and Economic Issues and also serves on editorial boards of five other academic journals in consumer economics and finance. In addition, he is the Editor-in-Chief of a new book series, International Series on Consumer Science. Dr. Xiao earned his B.S. and M.S. in economics from Zhongnan University of Economics and Law, China and his Ph.D. in consumer economics from Oregon State University, USA.
I. Concepts and theories of consumer finance.-Risk tolerance.-Financial well being.-Retirement savings.-Financial education and program evaluation.-Applying behavior theories to financial behavior.-Consumer socialization.-II. Internet and consumer finance.-E-banking.-Online insurance.-Online shopping.-III. Consumer finances of special populations.-Financial knowledge of high school students.-Risky credit card behavior of college students.-Financial issues of Hispanic Americans.-Money matters of African Americans.-Financial issues of Asian Americans.-Financial issues of older adults.-Financial issues of low income families.-Management issues of business owning families.-Gender differences in investment behavior.-IV. Consumer finance in various settings.-Consumer financial issues in healthcare.-Consumer finance and marriage.-Consumer finance and parent-child communication.-Causes and polices of consumer bankruptcy.-Workplace financial education.-Consumer protection in fair lending.-Promoting applied personal finance research
This handbook surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations such as high school students and the older consumer.